Social Security Disability Insurance, or SSDI, is a government program that provides monthly cash payments, known as benefits, to people who have previously worked but have become disabled and cannot work.
If you have worked and paid taxes but are now disabled, you may be eligible for up to $3000 every month in SSDI benefits. Find out if you are eligible to receive disability benefits, how to apply, and calculate how much you may receive.
If you have become disabled and are interested in receiving SSDI benefits, here are a few tips you should know:
- The requirements needed to qualify for benefits
To get monthly SSDI cash your medical condition must meet the government’s definition of a severe, long-term, and total disability.
You must also pass two different work tests to ensure that you have reached specific basic earning requirements. These tests use your age and the amount of years that you have worked to evaluate whether you qualify for SSDI benefits.
- How the government will determine your monthly benefits
To figure out how much money you will receive in monthly SSDI benefits, the Social Security Administration will use a formula that determines how much money you have made, how much you have paid in taxes and how many years you have worked over the course of your life.
- The information required to file your SSDI claim
To complete an SSDI claim you will need to fill out an application that requires specific information regarding your identification, medical history, and work records.
Make sure to collect these materials (including your birth certificate, social security number, medical records, W-2 forms, and federal tax returns) right after you become disabled so that you can complete your claim as soon as possible.
- What to do if your first claim is denied
It is common for first-time SSDI claimants to be denied benefits. If this happens, you may still be able to receive monthly payments by filing an appeal.
You can enlist a lawyer to help with your appeal claim. These lawyers usually collect a percentage of your approved SSDI benefits as their representation fee, this means that you can hire a lawyer to help you without paying any cash up front. Next, learn if you meet the qualifications to potentially receive more than $35,000 a year in SSDI benefits.