To qualify for SSDI you must meet basic earnings requirements and fall within the government’s definition of disability. These include qualifying for benefits under the “recent work” test and the “duration of work” test. Read on to learn more about these eligibility requirements.
To receive SSDI benefits you must meet two basic earning requirements. To determine whether you meet these conditions you must pass the below work tests.
- Recent Work Test: For the recent work test, the Social Security Administration looks at your age and the number of years that you worked before becoming disabled. This will determine whether you have worked for enough years to qualify for SSDI benefits.
- Duration of Work Test: The Duration of Work Test determines how many quarters of a year you worked and paid Social Security taxes before becoming disabled. This will determine whether you have enough qualifying work credits to receive monthly disability benefits.
How the SSA Defines a Disability
The Social Security Administration has specific requirements of what type of medical condition qualifies as a disability. To receive monthly disability cash, your condition must meet all three of the below requirements.
• Your condition must be severe — this means that your disability keeps you from doing the same work that you did before and also makes it impossible for you to do a different job.
• Your condition must be long-term — Your disability must be predicted to last at least a year or have the potential to result in your death.
• Your condition must be total — You must make it impossible for you to work. Specifically, this means that you cannot make more than a certain amount of monthly income. In 2023, you could not receive SSDI benefits if you make more than $1,470 a month from a job.
The government has a specific way of figuring out how to determine how much you will receive in monthly benefits