The best cryptocurrency for you depends on what you want to do with it: spend or invest. For spending, Bitcoin is the most widely accepted by far. As far as investing, neo crypto, or new types of cryptocurrency just being released, gives short-term investors the biggest chance to make big returns, but also is the riskiest. 

Investors looking at a more long-term investment might consider investing in one of the cryptocurrencies that has stood the test of time by being around and having high market capitalization. Here is the top 10 cryptocurrency list by market capitalization:

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Learn About Today's Top Cryptocurrencies

  • Bitcoin 
  • Ethereum 
  • Tether
  • Binance Coin
  • Cardano
  • XRP
  • USD Coin
  • Dogecoin
  • Polkadot
  • Binance USD

While no investment is a sure bet, the US News & World Report released their top crypto buy recommendations: 

Bitcoin is considered to be the cryptocurrency “gold standard” and is the most conservative crypto investment. 

Bitcoin Cash (BCH) was created by some Bitcoin developers to be more scalable, faster and cheaper to use. It was valued at less than $500 at the beginning of 2021 but has more than tripled so far this year. 

ATOM uses a new technology that has a smaller carbon footprint compared to other cryptos, a frequent criticism of cryptocurrencies. 

Dogecoin (DOGE) was originally created as a joke, but its value has surged more than 13,000% after Tesla founder Elon Musk tweeted about it.

Ethereum (ETH) has experienced 500% gains in 2021, due in part to technologies that use its blockchain for decentralized finance and the non-fungible tokens that have taken the art world by storm. A highly anticipated upgrade scheduled for summer 2021 is likely to boost its valuation.